Matthew 25:14-30 · 5-day study

What's in Your Hands?

Going deeper on Andy Wood's sermon at Saddleback Church (Lake Forest, CA).

Week of Oct 25, 2026

The big idea

Everything we have belongs to God, and trusting his goodness frees us to use it faithfully and give with joy.

Day 1 · FreeMatthew 25:14-30

First Impressions

What if your ordinary life holds more purpose than you think?

Imagine a friend handing you the keys to their house before leaving town. They explain how to water the plants, where the dog food is, and which door sticks. Suddenly, ordinary things matter differently. You pay attention because someone has trusted you with something they value. That's where Jesus begins this story. A man leaves on a journey and puts his property into his servants' hands. Before anyone earns anything, before anyone succeeds or fails, there is a gift of trust. The servants don't create their starting point. They receive it. That small detail can change how we look at a paycheck, a kitchen table, or a free afternoon. These aren't just things to get through or hold onto. They're places where we can respond to God. Stewardship is a word for that response: caring for and using what belongs to someone else.

The three servants receive different amounts, and that detail might hit a nerve. We know what it's like to notice someone else's bigger house, easier schedule, or stronger support system. But watch what happens when the master returns. The servant who received two talents hears the same welcome as the servant who received five. The master doesn't ask why two didn't become ten. He celebrates faithfulness with what each person received. Jesus isn't giving us a way to rank ourselves. He's calling us to notice what's actually in our hands. For one person, that might include a steady income and room to give. For another, it might mean stretching groceries, asking for help, and caring for a child through another hard day. Different circumstances call for different choices. They don't make one person's faithful response less meaningful. You don't need someone else's life to begin living yours with purpose.

This story also carries a serious warning: receiving something isn't the same as putting it to good use. One servant buries what he receives. Fear makes a hole in the ground look safer than a life of trust. We can understand that feeling. Opening the bills, sharing a resource, or taking responsibility can feel costly. Yet the story's joyful invitation is to participate in the master's work and eventually share his happiness. Today, begin with something small enough to name. Notice one resource you've been treating as entirely yours: money, time, a room, or an ability. Ask God how to care for it and use it well. You might plan a meal, make an honest budget, or offer someone an hour of help. You aren't trying to purchase God's love. You're learning how to respond to the trust already placed in your hands.

Sit with this

  1. 1What's one thing already in your hands that you could start treating as something God has trusted you to care for?

Journal prompt

List three things currently in your care. Choose one and finish these sentences: 'I usually treat this as...' and 'If I treated this as something entrusted by God, tomorrow I would...'

Days 2–5 are in the app

Carry Andy Wood's sermon through the whole week.

  1. 2

    Look Closer

    The same welcome meets two very different amounts.

  2. 3

    What It Meant Then

    A long absence turns waiting into a question of trust.

  3. 4

    The Hard Question

    Where has fear started making your decisions?

  4. 5

    Carry It Forward

    Receive God's gifts, put them to work, and make room for joy.

Start this study free

Free while in beta. Journal and ask questions as you go.

Where the passage connects

  • Matthew 25:14-30; Galatians 5:22-23

    Jesus calls his followers to use what he entrusts to them before his return, while the Spirit develops the goodness and faithfulness that the fearful servant failed to show.

  • Romans 5:8; Romans 10:9; 2 Corinthians 5:21

    God loved us before we changed, and forgiveness comes through trusting Jesus' death and resurrection, making faithful stewardship a response to salvation rather than its price.

  • Psalm 16:5-6; Psalm 103:1-5

    David's gratitude for his assigned portion and his remembrance of God's gifts offer a daily way to resist comparison, even during painful seasons.

  • Psalm 24:1; Philippians 4:19; 1 Chronicles 29:14-17

    God owns everything and provides for his people, so David's joyful offering shows that generosity returns what God's hand has already supplied.

  • Luke 16:10-13

    Jesus teaches faithfulness with small responsibilities before larger ones, money before spiritual riches, and another person's property before our own, while warning against making money our master.

“It's possible to be a faithful steward with what you have right now.”

Andy Wood

“What God is after is our hearts.”

Andy Wood

Get the Saddleback Church study every Monday

One email. Sunday's message, the points, and the verses. Free.

Unsubscribe any time. We never share your address.

More from Saddleback Church

All Saddleback Church studies →

This study is an original devotional inspired by Andy Wood's message “God is the Owner. We are the Stewards. | Andy Wood” at Saddleback Church. Watch the original sermon.